Just a quick summary of the past couple of weeks...
Babs was kind enough to take a photo of Robert and I in front of the almost-completed house!
Robert returned the favor by snapping us in front of the fireplace...my first Austin friend to visit my new Colorado house - yay!
The cats have some ideas about the impending move, and they're not necessarily good ones...
You're kidding, me, right???
And that's about all she has to say about that.
Sunday, March 23, 2008
Thursday, March 20, 2008
Monday, March 03, 2008
notes on the current housing market
In a nutshell, it sucks. But you all knew that. We knew that too. But we got a wicked good deal on a beautiful house in a great neighborhood and we thought we were on our way to the American dream. I mean, we still are, but there has been a rather large, heavy, spike-and-acid-covered wrench thrown into the mix.
So it seems that since December, when we wrote the contract on the house, the mortgage lender has changed their terms. They've removed one of the options they offered that made the house such a good deal. This little change in policy will raise the house payment by almost $400/month. Um, DEALBREAKER. I'm told it's just the "uncertain market" and "fluctuating interest rates" and blahblahblah -- but I still feel like they just pulled the rug out from under me.
So after the initial freakout this afternoon, Robert and I spent some time online assessing other options. I'm telling you, we freaked the hell out. Wouldn't you?? We decided to make a drive up to Longmont to see a different community by the same builder. The price points there were lower but the houses were comparable if not a little bigger. Imagine our surprise to arrive and find that one of the realtors we've been working with in our neighborhood had JUST been transferred to this new neighborhood! So much for checking it out under the radar! However, it turned out well; she was able to show us some of the homes that will be available in about a month, but she also said she was going to try and "work some magic" and find a way to get us in the other house (OUR house) despite the change in terms. She might have mentioned "seller incentives" she might be able to throw our way... so, yay!
My gut feeling is that we'll end up in the house we love, the house we've watched from the ground up. Looking at the other homes in this other neighborhood was weird; some of them are bigger, maybe have a larger closet, a roomier basement...but it's not "MY" house. I didn't hand-pick the carpet, the hardwood, the cabinets and countertops. My house is just perfect. It's exactly my style and I lurve eet.
So. Keep your fingers and toes crossed for me, k? Should know something in the next couple of days......
So it seems that since December, when we wrote the contract on the house, the mortgage lender has changed their terms. They've removed one of the options they offered that made the house such a good deal. This little change in policy will raise the house payment by almost $400/month. Um, DEALBREAKER. I'm told it's just the "uncertain market" and "fluctuating interest rates" and blahblahblah -- but I still feel like they just pulled the rug out from under me.
So after the initial freakout this afternoon, Robert and I spent some time online assessing other options. I'm telling you, we freaked the hell out. Wouldn't you?? We decided to make a drive up to Longmont to see a different community by the same builder. The price points there were lower but the houses were comparable if not a little bigger. Imagine our surprise to arrive and find that one of the realtors we've been working with in our neighborhood had JUST been transferred to this new neighborhood! So much for checking it out under the radar! However, it turned out well; she was able to show us some of the homes that will be available in about a month, but she also said she was going to try and "work some magic" and find a way to get us in the other house (OUR house) despite the change in terms. She might have mentioned "seller incentives" she might be able to throw our way... so, yay!
My gut feeling is that we'll end up in the house we love, the house we've watched from the ground up. Looking at the other homes in this other neighborhood was weird; some of them are bigger, maybe have a larger closet, a roomier basement...but it's not "MY" house. I didn't hand-pick the carpet, the hardwood, the cabinets and countertops. My house is just perfect. It's exactly my style and I lurve eet.
So. Keep your fingers and toes crossed for me, k? Should know something in the next couple of days......
Saturday, March 01, 2008
second wind
Well for the past two days, Jess has perked up considerably. I have no idea why, but I'm stoked about it! He's been chasing after Piper again, purring normally instead of the rattle-purr, and he's just generally been really playful, which is weird for Jess anyway...but it makes me happy to see him happy. Right now he's draped over a pillow next to me on the couch, staring at me while I type this. Maybe his meds finally kicked in? In any event, I'm cautiously optimistic. I really want him to have the chance to frolic in the grass again when we move to the new house...
Speaking of the new house, we went out there today and OMG it's basically finished!! On the inside, that is. They even put the carpet in this week! So the only things left on the interior are the blinds, the appliances, and the touch-ups. Outside they still need to paint the rail on the porch and put in the front-yard landscaping. Closing is April 16 -- the countdown is on!! I'm so psyched. Every day I'm in this apartment I hate it more. It's going to be so fun having a house again!
Well I just wanted to update; I am trying to get into the habit of writing more often, so what that means for anyone reading is that there are going to be a lot of boring posts where I just say "hey, I'm writing, whhheeeeee!"
Hope everyone is having a great weekend. It was in the low 70s today, and by the time we wake up in the morning it will be in the 30s with 3-6 inches of snow. Yeehaw, that's how we roll in Colorado :)
Speaking of the new house, we went out there today and OMG it's basically finished!! On the inside, that is. They even put the carpet in this week! So the only things left on the interior are the blinds, the appliances, and the touch-ups. Outside they still need to paint the rail on the porch and put in the front-yard landscaping. Closing is April 16 -- the countdown is on!! I'm so psyched. Every day I'm in this apartment I hate it more. It's going to be so fun having a house again!
Well I just wanted to update; I am trying to get into the habit of writing more often, so what that means for anyone reading is that there are going to be a lot of boring posts where I just say "hey, I'm writing, whhheeeeee!"
Hope everyone is having a great weekend. It was in the low 70s today, and by the time we wake up in the morning it will be in the 30s with 3-6 inches of snow. Yeehaw, that's how we roll in Colorado :)
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